Description
We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
Responsibilities:
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Follow up with clients about loan renewals
- Monitor progress of existing loans
Requirements and skills
- Proven work experience as a Credit Officer, Loan Officer or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Customer service experience
- BSc in Banking and Finance, Economics or related field
Salary: From ₦55,000.00 per month
Ability to Commute:
- Osogbo (required)
Ability to Relocate:
- Osogbo: Relocate before starting work (required)
Willingness to travel:
- 75% (preferred)