Description
About UOB:
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Responsibilities:
- Credit Review (Commercial and Corporate Banking) is responsible for conducting a detailed credit analysis based on information furnished by the borrower, publicly available information, the lender's evaluation of the borrower's credit needs, and the ability to pay across a range of products against credit standards set by the organization.
- Corporate & Commercial Banking covers activities related to providing banking loan products and advice to institutions ranging from small to mid-sized businesses, to the largest corporations. Includes major market middle market corporate banking, business banking, and corporate and transaction banking.
- Corporate Banking covers activities related to the development, origination, and management of banking loan products, advice, and trade financing for major market corporate clients, including large local companies, financial institutions, and multinationals. Corporate banking generally refers to clients in excess of a given annual revenue.
- Conduct credit analysis to determine the degree of risk and credit worthiness involved in lending and / or extending credit.
- Determining advisability of granting credit for diversified types of loans.
- Also, guide and coach junior analysts in conducting credit proposal and risk analysis.
- People’s Management
- Involve in product enhancements or other projects as assigned by Division Head.
- Prepare credit write-up and also coordinate with respective RM to ensure all credit proposals are carried out appropriately
Job Requirements:
- Minimum 8-10 years of experience in Credit Analysis role
- Have good knowledge in institutional banking products and knowledge in local/international relevant regulations is a plus
- Good background on relevant regulations both local & international that have impact on Financial Institutions
- Strong combination of analytical, decision-making and interpersonal skills
- Sound knowledge of credit making strategies and ability to comply with the regulations
- Good problem solving and ability to work as a part of a team and under mínimal supervision.
- Good command of English both in written and spoken
For further Information about UOB Thai and career opportunities.
Be a part of UOB Family: